These terms and conditions govern your use of the Andrews Agency, Inc website. Your use of this website indicates that you agree to these terms and conditions. These terms and conditions may be updated at any time. We will update these terms by posting them to our website here.
All information on this website is for informational purposes only and should not be construed as advice for specific insurance products, services, or coverages, nor should it be relied upon as legal, personal, professional, or individualized advice. For information about a specific insurance policy or coverage, please refer to your policy terms, or ask your insurance agent.
All information on this website is presented 'as is' with no representations or guarantees. Andrews Agency, Inc disclaims any liability for errors or omissions that may appear on this website.
To the fullest extent provided by law, Andrews Agency, Inc shall not be liable to you whatsoever for any alleged damage, under any theory of liability, for your use of or reliance upon this website.
Third-party links may appear on this website. You click, follow, or visit linked external websites at your own risk. Andrews Agency, Inc does not control linked external websites and neither endorses nor assumes responsibility for their content.
Information We Collect
In order to better provide you with products and services offered on our website, Andrews Agency, Inc may collect personally identifiable information, such as your:
- First and Last Name
- Mailing Address
- E-mail Address
- Phone Number
Andrews Agency, Inc may also collect anonymous demographic information, which is not unique to you, such as your:
How We Collect Information
- When you fill out any of our online forms (Quote Request, Referral Form, Certificate Request, Policy Change Request, Newsletter Subscription)
- Google Analytics
- Wix Analytics
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on this website. These may include: (a) sending us an email, (b) requesting a quote, (c) subscribing to our newsletter, (d) referring a friend, or (e) calling us through our website.
Use of your Personal Information
Andrews Agency, Inc collects and uses your personal information to operate its website(s) and deliver the services you have requested.
Andrews Agency, Inc may also use your personally identifiable information to inform you of other products or services available from Andrews Agency, Inc and its affiliates.
Sharing Information with Third Parties
Andrews Agency, Inc does not sell, rent or lease its customer lists to third parties. Andrews Agency, Inc does not disclose any nonpublic personal information to anyone, except as permitted by law.
Andrews Agency, Inc may share data with trusted partners to help perform statistical analysis, send you email or postal mail, or provide customer support. Andrews Agency, Inc may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Andrews Agency, Inc or the site; (b) protect and defend the rights or property of Andrews Agency, Inc; and/or (c) act under exigent circumstances to protect the personal safety of users of Andrews Agency, Inc or the public.
Tracking User Behavior
Andrews Agency, Inc may keep track of the websites and pages our users visit within Andrews Agency, Inc, in order to determine what Andrews Agency, Inc services are the most popular. This data is used to deliver customized content and advertising within Andrews Agency, Inc to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Andrews Agency, Inc. This information can include: your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the
Andrews Agency, Inc website.
The Andrews Agency, Inc website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Andrews Agency, Inc pages, or register with Andrews Agency, Inc site or services, a cookie helps Andrews Agency, Inc to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Andrews Agency, Inc website, the information you previously provided can be retrieved, so you can easily use the Andrews Agency, Inc features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Andrews Agency, Inc services, or websites you visit.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
Andrews Agency, Inc secures your personal information from unauthorized access, use, or disclosure. Andrews Agency, Inc uses the following methods for this purpose:
- SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Our Practices Regarding Confidentiality and Security
Only those employees of Andrews Agency, Inc who need to be privy to nonpublic personal information have access to the information collected. At our agency, we adhere to strict guidelines to maintain physical, electronic, and procedural safeguards of all nonpublic personal information, in compliance with federal regulations.
Children Under Thirteen
Andrews Agency, Inc does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
From time to time, Andrews Agency, Inc may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Andrews Agency, Inc or click on a link therein. If you would like to stop receiving marketing or promotional communications via email from Andrews Agency, Inc, you may opt-out of such communications by clicking 'unsubscribe' at the bottom of the email.
Changes to this Statement
804 W State St
Ithaca, New York 14850
Effective as of August 27, 2020